Prepaid Credit Card Line of Credit Advances
The difference is, consumers gain access to the small loans through a prepaid credit card. Advance deposits money on the prepaid credit card and the consumer can then use it to pay for whatever they choose. The idea is that the advance helps Americans who are not able to get conventional bank loans. There is no credit check for a consumer looking to borrow money through iAdvance and it takes about two minutes to enroll, with the advance completed in a few seconds via telephone or internet. Funds are made available immediately on the prepaid card.
Most non-bank loan products do not report the activity to credit bureaus, and therefore do nothing to assist a customer with establishing or rebuilding their credit.
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